Below is an example response from the v3 API. The major parts of this response is the "rates" and "quote" sections. Quotes is a brief overview of the quote (travel dates and the quote id number), while rates gives information regarding the quote provided. Most responses will have 6 to 18 rates provided.
Each rate contains a "coverage" section which includes specific coverage items which are included in the quote. The rest of the information is fairly self-explanatory. The term describes the length of the quote. For example, a "sixmo" quote would be valid from the effective_date to six months later. The options are "sixmo", "annual" and "daily". The total_price is the sum of premium, fee, and tax. The issue link is used to retrieve the quote in IIG's system for issuance.
If a quote is "limited coverage" (doesn't include certain coverage) any applicable reasons should be reported in the "limited_coverage_errors" array which contains another array. The sub-array has two elements, a reason code (e.g. "age_check") and an explanation.
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{ "rates":[ { "coverage":[ "collision", "theft", "percent_ded", "us_repair", "labor_rates", "liability", "legal", "medical_5000/25000", "underwriter_travel", "mexassist_medevac", "mexassist_trip_interuption", "mexassist_road_assist", "mexassist_rental_car", "mexassist_atm_safe", "mexassist_247_assist", "mexassist_travel" ], "limited_coverage_errors": [], "underwriter_coverage_desc":"Standard", "underwriter":"5", "total_price":"87.60", "fee":"16.00", "underwriter_name":"ACE Seguros", "underwriter_image":"https://sb.iigins.com/quote/images/5_l.jpg", "tax":"0.00", "limited_coverage":false, "term":"daily", "premium":"71.60", "issue_link":"http://shteef.iig-dev.com:10501/api/ret_quote.mhtml?quote_id=9930727&underwriter_id=5&aff_id=2084&api_key=F82FA592-7B15-4F67-8973-9ABAD3643DDC&agtdst=54321&office_code=AZ" }, { "coverage":[ "collision", "theft", "extended", "vandalism", "partial_theft", "fixed_ded", "us_repair", "us_laborrate", "labor_rates", "deductible_waver", "uninsured_motorist", "liability", "legal", "medical_30000 CSL", "underwriter_travel", "mexassist_medevac", "mexassist_trip_interuption", "mexassist_road_assist", "mexassist_rental_car", "mexassist_atm_safe", "mexassist_247_assist", "mexassist_travel" ], "limited_coverage_errors": [], "underwriter_coverage_desc":"Extended", "underwriter":"2", "total_price":"938.69", "fee":"31.00", "underwriter_name":"Grupo National Provincial", "underwriter_image":"https://sb.iigins.com/quote/images/2_l.jpg", "tax":"88.16", "limited_coverage":false, "term":"annual", "premium":"819.53", "issue_link":"http://shteef.iig-dev.com:10501/api/ret_quote.mhtml?quote_id=9930727&underwriter_id=2&aff_id=2084&api_key=F82FA592-7B15-4F67-8973-9ABAD3643DDC&agtdst=54321&office_code=AZ" } ], "quote":{ "expiration_date":"03172013", "quote_id":"9930727", "effective_date":"03142013" } } |